Dhanlaxmi Bank Ltd is an Indian private sector bank headquartered in Thrissur, Kerala. The bank has 245 branches and 258 ATMs/CDMs spread over the states of Kerala, Tamil Nadu, Karnataka, Andhra Pradesh, Telangana, Maharashtra, Gujarat, Delhi, West Bengal, Madhya Pradesh, Punjab, Uttar Pradesh, Rajasthan, Chandigarh, and Haryana.

Kerala (English: KERR-ə-lə; Malayalam: [ke:ɾɐɭɐm] (listen)) is a state on the Malabar Coast of India. It was formed on 1 November 1956, following the passage of the States Reorganisation Act, by combining Malayalam-speaking regions of the erstwhile regions of Cochin, Malabar, South Canara, and Travancore. Spread over 38,863 km2 (15,005 sq mi), Kerala is the 21st largest Indian state by area. It is bordered by Karnataka to the north and northeast, Tamil Nadu to the east and south, and the Lakshadweep Sea to the west. With 33 million inhabitants as per the 2011 census, Kerala is the 13th-largest Indian state by population. It is divided into 14 districts with the capital being Thiruvananthapuram. Malayalam is the most widely spoken language and is also the official language of the state.The Chera dynasty was the first prominent kingdom based in Kerala. The Ay kingdom in the deep south and the Ezhimala kingdom in the north formed the other kingdoms in the early years of the Common Era (CE). The region had been a prominent spice exporter since 3000 BCE. The region's prominence in trade was noted in the works of Pliny as well as the Periplus around 100 CE. In the 15th century, the spice trade attracted Portuguese traders to Kerala, and paved the way for European colonisation of India. At the time of Indian independence movement in the early 20th century, there were two major princely states in Kerala: Travancore and Cochin. They united to form the state of Thiru-Kochi in 1949. The Malabar region, in the northern part of Kerala, had been a part of the Madras province of British India, which later became a part of the Madras State post-independence. After the States Reorganisation Act, 1956, the modern-day state of Kerala was formed by merging the Malabar district of Madras State (excluding Gudalur taluk of Nilgiris district, Lakshadweep Islands, Topslip, the Attappadi Forest east of Anakatti), the taluk of Kasaragod (now Kasaragod District) in South Canara, and the erstwhile state of Thiru-Kochi (excluding four southern taluks of Kanyakumari district, and Shenkottai taluks).Kerala has the lowest positive population growth rate in India, 3.44%; the highest Human Development Index (HDI), 0.784 in 2018 (0.712 in 2015); the highest literacy rate, 96.2% in the 2018 literacy survey conducted by the National Statistical Office, India; the highest life expectancy, 77.3 years; and the highest sex ratio, 1,084 women per 1,000 men. Kerala is the second-least impoverished state in India according to the Annual Report of Reserve Bank of India published in 2013. Kerala is the second-most urbanised major state in the country with 47.7% urban population according to the 2011 Census of India. The state topped in the country to achieve the Sustainable Development Goals according to the annual report of NITI Aayog published in 2019. The state has the highest media exposure in India with newspapers publishing in nine languages, mainly Malayalam and sometimes English. Hinduism is practised by more than half of the population, followed by Islam and Christianity. The economy of Kerala is the 8th-largest in India with ₹8.55 trillion (US$110 billion) in gross state domestic product (GSDP) and a per capita net state domestic product of ₹222,000 (US$2,800). The tertiary sector contributes around 65% to state's GSVA, while the primary sector contributes only 8%. The state has witnessed significant emigration, especially to the Arab states of the Persian Gulf during the Gulf Boom of the 1970s and early 1980s, and its economy depends significantly on remittances from a large Malayali expatriate community. The production of pepper and natural rubber contributes significantly to the total national output. In the agricultural sector, coconut, tea, coffee, cashew and spices are important. The state is situated between Arabian Sea to the west and Western Ghats mountain ranges to the east. The state's coastline extends for 595 kilometres (370 mi), and around 1.1 million people in the state are dependent on the fishery industry which contributes 3% to the state's income. Kerala is one of the prominent tourist destinations of India, with coconut-lined sandy beaches, backwaters, hill stations, Ayurvedic tourism and tropical greenery as its major attractions.

Ponnani (Malayalam pronunciation: ​[pon̺ːɐːn̺i]) is a municipality in Ponnani Taluk, Malappuram District, in the state of Kerala, India. It serves as the administrative center of the Taluk and Block Panchayat of the same name. It is situated at the estuary of Bharatappuzha (River Ponnani), on its southern bank, and is bounded by the Arabian Sea on the west and a series of brackish lagoons in the south. It is the seventh-most populated municipality in the state, the second-most populated municipality in the district, and the most densely populated municipality in Malappuram district, having about 3,646 residents per square kilometre as of the year 2011. As of the 2011 Census, the municipality forms a part of Malappuram metropolitan area. National Highway 66, from to Panvel to Kanyakumari, passes through Ponnani Municipality. The Palakkad-Ponnani State Highway which connects National Highway 66 with National Highway 544 is another important road. The River Tirur‍‍‍‍‍‍‍‍ joins River Ponnani at its mouth at Patinjarekkara Beach from the north bank, opposite to Ponnani. The Colonial-era Cannoly Canal ("the Ponnani Canal") bisects Ponnani town. Ponnani is located 68 km south to Kozhikode city, 48 km southwest to Malappuram city, 91 km northwest to Palakkad city, and 50 km northwest to Thrissur city. Ponnani is located right in the middle of the Kerala coast. In the Middle Ages, under the ambitious Hindu chiefs of Kozhikode (the Samutiris/Zamorins), Ponnani developed as one of the most important centers of Muslim trade - both overseas and domestic - on the Arabian Sea. The port also served as the military headquarters of the Kozhikode rulers. With the arrival of the Portuguese explorers in the late - 15th century, the city witnessed several battles between the Admirals of Kozhikode and the Portuguese for the monopoly in the Spice Trade. Whenever a formal war was broke out between the Portuguese and the Kozhikode rulers, the Portuguese attacked and plundered, as the opportunity offered, the port of Ponnani. The relentless battles lead to the eventual decline of the settlement, with the exodus of Middle Eastern merchants, and the rulers who protected it. Presently, Ponnani is one of the major fishing centers in Kerala.The original headquarters of the Perumbadappu Swaroopam, who later became the Kingdom of Cochin, was at Chithrakoodam in Vanneri, Perumpadappu, which is located 10 km south to Puthuponnani, in Ponnani taluk. When Perumpadappu came under the kingdom of the Zamorin of Calicut, the rulers of Perumpadappu fled to Kodungallur, and later they moved to Kochi, where they established the Kingdom of Cochin. The city of Ponnani also provided ideological support for the battles against the Estado da Índia. It was the home of the revered Makhdum family. Prominent members of this Yemeni family of Islamic theologians included Zain-ud-Din Makhdum I (1467 - 1521) and his grandson Zain-ud-Din Makhdum II (1530 - 1581). Makhdum II is known for his formidable historical chronicle Tuhfat al-Mujahidin ("Glory to the Victory of Mujahidun", c. 1583), first printed and published in Lisbon. A copy of this edition has been preserved in the library of Al-Azhar University, Cairo.The Ponnani Jum'ah Masjid, also known as Valiya Jum'ah Palli/Makhdum Mosque, was built in the 16th century AD. Ponnani, once known as the "Little Mecca of Malabar" and the "Jami'at al-Azhar of Malabar", was a prominent center of Islamic learning. It is known that students from as far as Sumatra, Java and Sri Lanka traveled to Ponnani for their spiritual education. The town was described in many sources as "the Land of 23½ Mosques". It currently has around 50 mosques, spread around the town.During the months of February and March, large number of migratory birds flock at Ponnani (both Ponnani and Patinjarekkara Beaches). Arabi Malayalam script, a script used to write Malayalam, was originated at Ponnani. The script was also known as "the Ponnani Script". Bharathappuzha, also known as the Ponnani River, has contributed much to the Malayalam literature.