Indian Overseas Bank (IOB) is a central public sector undertaking. It is under the ownership of the Ministry of Finance, Government of India. It is based in Tamil Nadu, India, with about 3,214 domestic branches, about 4 foreign branches and representative office. Founded in February 1937 by M. Ct. M. Chidambaram Chettyar with twin objectives of specialising in foreign exchange business and overseas banking, it has created various milestones in Indian Banking Sector. During the nationalisation, IOB was one of the 14 major banks taken over by the government of India. On 5 December 2021, IOB got Degidhan Award 2020–21 by Ministry of Electronics & Information Technology for achieving second highest percentage of digital payment transaction among public sector banks. As on 31 March 2022, IOB's total business stands at ₹417,960 crore (US$52 billion).

Goa ( (listen)) is a state on the southwestern coast of India within the Konkan region, geographically separated from the Deccan highlands by the Western Ghats. It is located between the Indian states of Maharashtra to the north and Karnataka to the east and south, with the Arabian Sea forming its western coast. It is India's smallest state by area and its fourth-smallest by population. Goa has the highest GDP per capita among all Indian states, two and a half times as high as the GDP per capita of the country as a whole. The Eleventh Finance Commission of India named Goa the best-placed state because of its infrastructure, and India's National Commission on Population rated it as having the best quality of life in India (based on the commission's “12 Indicators”). It is the third-highest ranking among Indian states in the human development index.Panaji is the state's capital, while Vasco da Gama is its largest city. The historic city of Margão in Goa still exhibits the cultural influence of the Portuguese, who first voyaged to the subcontinent in the early 16th century as merchants, and conquered it soon thereafter, whereupon Goa became an overseas territory of the Portuguese Empire, part of what was then known as Portuguese India, and remained as such for about 450 years until it was annexed by India in 1961. Goa's official language, which is spoken by a majority of its inhabitants, is Konkani. Goa is visited by large numbers of international and domestic tourists each year because of its white-sand beaches, active nightlife, places of worship, and World Heritage-listed architecture. It also has rich flora and fauna because it lies very close to the North Western Ghats rainforests, one of the rare biodiversity hotspots of the world.

Ponda may refer to: Ponda Baba, Star Wars character Ponda, Goa, a city and a municipal council in the South Goa district of Goa, India Ponda taluk, an administrative region of Goa, India Ponda (Goa Assembly constituency), one of the 40 constituencies of Goa Legislative Assembly Ponda Fort, a fort located in Ponda