Punjab National Bank (abbreviated as PNB) is a central public sector undertaking under the ownership of Ministry of Finance, Government of India. It is headquartered in Delhi, India, it is under the ownership of the Ministry of Finance, government of India. The bank was founded in May 1894 and is the second largest government-owned bank in India, both in terms of its business volumes and its network. The bank has over 180 million customers, 12,248 branches, and 13,000+ ATMs.PNB has a banking subsidiary in the UK (PNB International Bank, with seven branches in the UK), as well as branches in Hong Kong, Kowloon, Dubai, and Kabul. It has representative offices in Almaty (Kazakhstan), Dubai (United Arab Emirates), Shanghai (China), Oslo (Norway), and Sydney (Australia). In Bhutan, it owns 51% of Druk PNB Bank, which has five branches. In Nepal, PNB owns 20% of Everest Bank, which has 50 branches. PNB also owns 41.64% of JSC (SB) PNB Bank in Kazakhstan, which has four branches.

Lakshadweep (), also known as Laccadives (), is a union territory of India. It is an archipelago of 36 islands in the Arabian sea, located 200 to 440 km (120 to 270 mi) off the Malabar Coast. The name Lakshadweep means "one lakh islands" in Sanskrit, though the Laccadive Islands are just one part of the archipelago of no more than a hundred islands. Malayalam is official as well as the widely spoken native language in the territory. The islands form the smallest union territory of India and their total surface area is just 32 km2 (12 sq mi). The lagoon area covers about 4,200 km2 (1,600 sq mi), the territorial waters area 20,000 km2 (7,700 sq mi) and the exclusive economic zone area 400,000 km2 (150,000 sq mi). The region forms a single Indian district with 10 subdivisions. Kavaratti serves as the capital of the Union Territory and the region comes under the jurisdiction of Kerala High Court. The islands are the northernmost of the Lakshadweep–Maldives–Chagos group of islands, which are the tops of a vast undersea mountain range, the Chagos-Lakshadweep Ridge. The Lakshadweep originally consisted of 36 islands; however, due to the Parali 1 island being submerged in water due to sea erosion, 35 islands remain.As the islands have no aboriginal inhabitants, scholars have suggested different histories for the settlement of these islands. Archaeological evidence supports the existence of human settlement in the region around 1500 BCE. The islands have long been known to sailors, as indicated by an anonymous reference from the first century CE to the region in Periplus of the Erythraean Sea. The islands were also mentioned in the Buddhist Jataka stories of the sixth century BCE. Islam was established in the region when Muslims arrived around the seventh century. During the medieval period, the region was ruled by the Chera dynasty, the Chola dynasty, and finally the Kingdom of Kannur. The Catholic Portuguese arrived around 1498 but were expelled by 1545. The region was then ruled by the Muslim house of Arakkal, who were vassals to the Kolathiri Rajas of Kannur, followed by Tipu Sultan. On his death in 1799, most of the region passed on to the British and with their departure, the Union Territory was formed in 1956. Ten of the islands are inhabited. At the 2011 Indian census, the population of the Union Territory was 64,473. The majority of the indigenous population is Muslim and most of them belong to the Shafi school of the Sunni sect. The islanders are ethnically similar to the Malayali people of the nearest Indian state of Kerala. Most of the population speaks Malayalam with Dhivehi being the most spoken language in Minicoy island. Jeseri dialect is spoken in the inhabited islands of archipelago, namely Amindivi and Laccadive Islands, with an exception of the southernmost island of Minicoy, where the Mahl dialect is used. The Ponnani script of Malayalam was used to write Jeseri until the British Raj. The culture is almost similar to that of Mappilas in the nearest mainland state of Kerala. The islands are served by an airport on Agatti Island. The main occupation of the people is fishing and coconut cultivation, with tuna being the main item of export.

Leh () is the joint capital and largest city of the region administered by India as a union territory of Ladakh. Leh, located in the Leh district, was also the historical capital of the Kingdom of Ladakh, the seat of which was in the Leh Palace, the former residence of the royal family of Ladakh, built in the same style and about the same time as the Potala Palace in Tibet. Leh is at an altitude of 3,524 m (11,562 ft), and is connected via National Highway 1 to Srinagar in the southwest and to Manali in the south via the Leh-Manali Highway (part of National Highway 3 connect leh).