Punjab National Bank (abbreviated as PNB) is a central public sector undertaking under the ownership of Ministry of Finance, Government of India. It is headquartered in Delhi, India, it is under the ownership of the Ministry of Finance, government of India. The bank was founded in May 1894 and is the second largest government-owned bank in India, both in terms of its business volumes and its network. The bank has over 180 million customers, 12,248 branches, and 13,000+ ATMs.PNB has a banking subsidiary in the UK (PNB International Bank, with seven branches in the UK), as well as branches in Hong Kong, Kowloon, Dubai, and Kabul. It has representative offices in Almaty (Kazakhstan), Dubai (United Arab Emirates), Shanghai (China), Oslo (Norway), and Sydney (Australia). In Bhutan, it owns 51% of Druk PNB Bank, which has five branches. In Nepal, PNB owns 20% of Everest Bank, which has 50 branches. PNB also owns 41.64% of JSC (SB) PNB Bank in Kazakhstan, which has four branches.

Baramulla (Urdu pronunciation: [baːɾaːmuːlaː]), also known as Varmul (Kashmiri pronunciation: [warmul]) in Kashmiri, is a town and a municipality in the Baramulla district in the Indian union territory of Jammu and Kashmir. It is also the administrative headquarters of the Baramulla district. It is on the bank of the River Jhelum downstream from Srinagar, the summer capital of Jammu and Kashmir. The town was earlier known as gateway of kashmir, This was main business hub of valley. The town was earlier known as Vārāhamūla. The name is derived from two Sanskrit words, Vārāha (meaning wild boar) and Mūla (meaning root/origin). The town was a major urban settlement and trade centre, before suffering extensive damage during the 1947 Pakistani tribal invasion of Kashmir. Currently, Baramulla is a major centre of business and education in Northern Kashmir.