Axis Bank Limited, formerly known as UTI Bank (1993–2007), is an Indian banking and financial services company headquartered in Mumbai, Maharashtra. It sells financial services to large and mid-size companies, SMEs and retail businesses.As of 30 June 2016, 30.81% shares are owned by the promoters and the promoter group (United India Insurance Company Limited, Oriental Insurance Company Limited, National Insurance Company Limited, New India Assurance Company Ltd, GIC, LIC and UTI). The remaining 69.19% shares are owned by mutual funds, FIIs, banks, insurance companies, corporate bodies and individual investors.

Kulgam (Urdu pronunciation: [kʊlɡaːm]), known as Kolgom (Kashmiri pronunciation: [kɔlɨɡoːm]) in Kashmiri, is a town, an administrative division and capital of the Kulgam district in the Indian union territory of Jammu and Kashmir. It is located at a distance of 67 km (42 mi) from the summer state capital of Jammu and Kashmir, Srinagar. The city is divided into 16 electoral wards that has population of 23,584, of which 12,605 are males while 10,979 are females.