Dhanlaxmi Bank Ltd is an Indian private sector bank headquartered in Thrissur, Kerala. The bank has 245 branches and 258 ATMs/CDMs spread over the states of Kerala, Tamil Nadu, Karnataka, Andhra Pradesh, Telangana, Maharashtra, Gujarat, Delhi, West Bengal, Madhya Pradesh, Punjab, Uttar Pradesh, Rajasthan, Chandigarh, and Haryana.

Kerala (English: KERR-ə-lə; Malayalam: [ke:ɾɐɭɐm] (listen)) is a state on the Malabar Coast of India. It was formed on 1 November 1956, following the passage of the States Reorganisation Act, by combining Malayalam-speaking regions of the erstwhile regions of Cochin, Malabar, South Canara, and Travancore. Spread over 38,863 km2 (15,005 sq mi), Kerala is the 21st largest Indian state by area. It is bordered by Karnataka to the north and northeast, Tamil Nadu to the east and south, and the Lakshadweep Sea to the west. With 33 million inhabitants as per the 2011 census, Kerala is the 13th-largest Indian state by population. It is divided into 14 districts with the capital being Thiruvananthapuram. Malayalam is the most widely spoken language and is also the official language of the state.The Chera dynasty was the first prominent kingdom based in Kerala. The Ay kingdom in the deep south and the Ezhimala kingdom in the north formed the other kingdoms in the early years of the Common Era (CE). The region had been a prominent spice exporter since 3000 BCE. The region's prominence in trade was noted in the works of Pliny as well as the Periplus around 100 CE. In the 15th century, the spice trade attracted Portuguese traders to Kerala, and paved the way for European colonisation of India. At the time of Indian independence movement in the early 20th century, there were two major princely states in Kerala: Travancore and Cochin. They united to form the state of Thiru-Kochi in 1949. The Malabar region, in the northern part of Kerala, had been a part of the Madras province of British India, which later became a part of the Madras State post-independence. After the States Reorganisation Act, 1956, the modern-day state of Kerala was formed by merging the Malabar district of Madras State (excluding Gudalur taluk of Nilgiris district, Lakshadweep Islands, Topslip, the Attappadi Forest east of Anakatti), the taluk of Kasaragod (now Kasaragod District) in South Canara, and the erstwhile state of Thiru-Kochi (excluding four southern taluks of Kanyakumari district, and Shenkottai taluks).Kerala has the lowest positive population growth rate in India, 3.44%; the highest Human Development Index (HDI), 0.784 in 2018 (0.712 in 2015); the highest literacy rate, 96.2% in the 2018 literacy survey conducted by the National Statistical Office, India; the highest life expectancy, 77.3 years; and the highest sex ratio, 1,084 women per 1,000 men. Kerala is the second-least impoverished state in India according to the Annual Report of Reserve Bank of India published in 2013. Kerala is the second-most urbanised major state in the country with 47.7% urban population according to the 2011 Census of India. The state topped in the country to achieve the Sustainable Development Goals according to the annual report of NITI Aayog published in 2019. The state has the highest media exposure in India with newspapers publishing in nine languages, mainly Malayalam and sometimes English. Hinduism is practised by more than half of the population, followed by Islam and Christianity. The economy of Kerala is the 8th-largest in India with ₹8.55 trillion (US$110 billion) in gross state domestic product (GSDP) and a per capita net state domestic product of ₹222,000 (US$2,800). The tertiary sector contributes around 65% to state's GSVA, while the primary sector contributes only 8%. The state has witnessed significant emigration, especially to the Arab states of the Persian Gulf during the Gulf Boom of the 1970s and early 1980s, and its economy depends significantly on remittances from a large Malayali expatriate community. The production of pepper and natural rubber contributes significantly to the total national output. In the agricultural sector, coconut, tea, coffee, cashew and spices are important. The state is situated between Arabian Sea to the west and Western Ghats mountain ranges to the east. The state's coastline extends for 595 kilometres (370 mi), and around 1.1 million people in the state are dependent on the fishery industry which contributes 3% to the state's income. Kerala is one of the prominent tourist destinations of India, with coconut-lined sandy beaches, backwaters, hill stations, Ayurvedic tourism and tropical greenery as its major attractions.

Kochi ([koˈtːʃi ] (listen)), also known as Cochin ( KOH-chin) (the official name until 1996) is a major port city on the Malabar Coast of India bordering the Laccadive Sea, which is a part of the Arabian Sea. It is part of the district of Ernakulam in the state of Kerala and is commonly referred to as Ernakulam. Kochi is the most densely populated city in Kerala. As of 2011, it has a corporation limit population of 677,381 within an area of 94.88 km2 and a total urban population of more than of 2.1 million within an area of 440 km2, making it the largest and the most populous metropolitan area in Kerala. Kochi city is also part of the Greater Cochin region and is classified as a Tier-II city by the Government of India. The civic body that governs the city is the Kochi Municipal Corporation, which was constituted in the year 1967, and the statutory bodies that oversee its development are the Greater Cochin Development Authority (GCDA) and the Goshree Islands Development Authority (GIDA). The current metropolitan limits of Kochi include the mainland Ernakulam, Fort Kochi, the suburbs of Edapally, Kalamassery, Aluva and Kakkanad to the northeast; Tripunithura to the southeast; and a group of islands closely scattered in the Vembanad Lake. Called the "Queen of the Arabian Sea", Kochi was an important spice trading centre on the west coast of India from the 14th century onward, and maintained a trade network with Arab merchants from the pre-Islamic era. In 1505, the Portuguese established trading ports in Cochin. There are still buildings like the Old Harbour House from this period, some of which have been renovated in more recent times. The Kingdom of Cochin allied with the Ming Dynasty, Portuguese, and Dutch and became a princely state of the British. Kochi ranks first in the total number of international and domestic tourist arrivals in Kerala. The city was ranked the sixth best tourist destination in India according to a survey conducted by the Nielsen Company on behalf of the Outlook Traveller magazine. In October 2019, Kochi was ranked seventh in Lonely Planet's list of top 10 cities in the world to visit in 2020. Kochi was one of the 28 Indian cities among the emerging 440 global cities that will contribute 50% of the world GDP by 2025, in a 2011 study done by the McKinsey Global Institute. In July 2018, Kochi was ranked the topmost emerging future megacity in India by global professional services firm JLL.Kochi is known as the financial, commercial and industrial capital of Kerala. It has the highest GDP as well as the highest GDP per capita in the state. The city is home to the Southern Naval Command of the Indian Navy and is the state headquarters of the Indian Coast Guard with an attached air squadron, named Air Squadron 747. Commercial maritime facilities of the city include the Port of Kochi, an International Container Transshipment Terminal, the Cochin Shipyard, offshore SPM of the BPCL Kochi Refinery and the Kochi Marina. Kochi is home for the International Pepper Exchange, Marine Products Export Development Authority, Coconut Development Board, companies like HMT, Apollo Tyres, FACT, IREL, Petronet LNG, Kochi Refineries, V-Guard and industrial parks like the Cochin Special Economic Zone, Smart City, Infopark and Kinfra Hi-Tech Park. Kochi is home for the High Court of Kerala and Lakshadweep, Naval Physical and Oceanographic Laboratory, Indian Maritime University, Sree Sankaracharya Sanskrit University and the Cochin University of Science and Technology, National Law School and National University of Advanced Legal Studies. Kochi was earlier home to Cochin Stock Exchange (CSE). Kochi has been hosting India's first art biennale, the Kochi-Muziris Biennale, since 2012, which attracts international artists and tourists.