Indian Overseas Bank (IOB) is a central public sector undertaking. It is under the ownership of the Ministry of Finance, Government of India. It is based in Tamil Nadu, India, with about 3,214 domestic branches, about 4 foreign branches and representative office. Founded in February 1937 by M. Ct. M. Chidambaram Chettyar with twin objectives of specialising in foreign exchange business and overseas banking, it has created various milestones in Indian Banking Sector. During the nationalisation, IOB was one of the 14 major banks taken over by the government of India. On 5 December 2021, IOB got Degidhan Award 2020–21 by Ministry of Electronics & Information Technology for achieving second highest percentage of digital payment transaction among public sector banks. As on 31 March 2022, IOB's total business stands at ₹417,960 crore (US$52 billion).

Andhra Pradesh (English: , Telugu: [ãːndʱrɐ prɐdeːʃ] (listen) abbr. AP) is a state in the south-eastern coastal region of India. It is the seventh-largest state by area covering an area of 162,975 km2 (62,925 sq mi) and tenth-most populous state with 49,386,799 inhabitants,. It is bordered by Telangana to the north-west, Chhattisgarh to the north, Odisha to the north-east, Tamil Nadu to the south, Karnataka to the west and the Bay of Bengal to the east. It has the second longest coastline in India after Gujarat, of about 974 km (605 mi). Andhra Pradesh was the first state to be formed on a linguistic basis in India on 1 October 1953. On 1 November 1956, Andhra State was merged with the Telugu-speaking areas of the Hyderabad State to form Andhra Pradesh. Amaravati serves as the capital with the largest city being Visakhapatnam.Andhra Pradesh was once a major Buddhist pilgrimage site in the country and a Buddhist learning center which can be seen in many sites in the state in the form of monastery ruins, chaityas and stupas. It is also known for being the land of Koh-i-Noor and other globally known diamonds from Kollur Mine. It is also a major producer of rice known as the "Rice bowl of India". Its official language is Telugu; one of the classical languages of India, the fourth most spoken language in India and the 13th-most spoken language in the world. Andhra Pradesh's second official language is Urdu.Early inhabitants were known as the Andhras, tracing their history back to the Vedic period, when they were mentioned in the 8th century BCE Rigvedic text Aitareya Brahmana. According to the Aitareya Brahmana, the Andhras left North India from the banks of the Yamuna river and migrated to South India. The Assaka Mahajanapada (700–300 BCE) was an ancient kingdom located between the Godavari and Krishna rivers in southeastern India. Accounts that people in the region are descended from the Viswamitra are found in the Ramayana, the Mahabharata and the Puranas. The region also derives its name from the Satavahanas, who are also known as Andhras, the earliest kings of Andhra Pradesh and India.People of the said era supported local art and culture by building temples and sculptures of the Buddhist monuments in the state. It was ruled by the Mauryan Empire, Satavahana dynasty, Salankayanas, Andhra Ikshvakus, Pallavas, Vishnukundinas, Eastern Chalukyas, Rashtrakutas, Cholas, Kakatiyas, Vijayanagara Empire, Gajapati Empire, Mughal Empire, Deccan sultanates, Qutb Shahi dynasty, and Asaf Jahis. In the 3rd century BCE, Andhra was a vassal kingdom of Ashoka, but after his death Andhra became powerful and extended its empire to the whole of Maratha country and beyond.Andhra Pradesh comprises three major regions namely Rayalaseema in the south-west, Coastal Andhra bordering the Bay of Bengal in the east and Uttarandhra at north-east. The state has 26 districts, 6 in Uttarandhra, 12 in Coastal Andhra and 8 in Rayalaseema. The state also borders a union territory, Yanam – a district of Puducherry, which lies to the south of Kakinada in the Godavari delta on the eastern side of the state. The economy of Andhra Pradesh is the 8th largest in India, with a gross state domestic product (GSDP) of ₹8.84 trillion (US$110 billion) and has the country's 17th-highest GSDP per capita of ₹170,000 (US$2,100). Andhra Pradesh ranks 27th among Indian states in Human Development Index (HDI). It has a jurisdiction over almost 15,000 square kilometres (5,800 sq mi) of territorial waters.Andhra Pradesh hosted 121.8 million visitors in 2015, a 30% growth in tourist arrivals over the previous year, making it the third most-visited state in India. The Tirumala Venkateswara Temple in Tirupati is one of the world's most visited religious sites, with 18.25 million visitors per year. The region is also home to a variety of other pilgrimage centres, such as the Pancharama Kshetras, Mallikarjuna Jyotirlinga and Kodanda Rama Temple. The state's natural attractions include the beaches of Visakhapatnam, hill stations such as the Araku Valley and Horsley Hills, and the deltas of Konaseema in the Godavari river, and Diviseema in the Krishna river.

Visakhapatnam (, formerly known as Vizagapatam), also known as Vizag, Viśākha or Waltair, is the largest and most populous city in the Indian state of Andhra Pradesh. It is between the Eastern Ghats and the coast of the Bay of Bengal. It is the second-largest city on the east coast of India after Chennai, and the fourth-largest in South India. It is one of the four smart cities of Andhra Pradesh selected under the Smart Cities Mission and serves as the headquarters of Visakhapatnam district. With an estimated output of $43.5 billion, it is the ninth-largest contributor to India's gross domestic product as of 2016.Visakhapatnam's history began in the 6th century BCE, when it was considered part of the Kalinga Kingdom, and later ruled by the Vengi, the Pallava and Eastern Ganga dynasties. Visakhapatnam was an ancient Port city which had trade relations with the Middle East and Rome. Ships were anchored at open roads and were loaded with cargo transported from Visakhapatnam shore by means of small Masula boats. A reference to Vizagapatam merchant is available in the inscriptions of Sri Bheemeswara Swamy temple (1068 AD), East Godavari District, Andhra Pradesh. During 12th century AD, Vizagapatam was a fortified merchandize town managed by a guild. The city's control was alternating between the Chola dynasty and the Gajapati Kingdom in 11th and 12th centuries, until its conquest by the Vijayanagara Empire in the 15th century.In the 16th century, after the decline of the Vijayanagara empire and the Gajapatis, the coastal region of North Andhra, including Visakhapatnam, was annexed by the Jeypore Kingdom and remained part of it until the arrival of the British in 1711. Evidently, the Maharaja of Jeypore was commonly referred to as the Maharaja of Visakhapatnam until the dissolution of the princely state in 1947. European powers eventually established trade operations in the city, and by the end of the 18th century it had come under French colonial rule. Control passed to the East India Company in 1804 and it remained under British colonial rule until Indian independence in 1947. The city is home to some reputed Central and State educational institutions of the state, including Andhra University (AU), Andhra Medical College (AMC), Indian Institute of Management (IIM), Indian Institute of Petroleum and Energy (IIPE), Damodaram Sanjivayya National Law University (DSNLU), Indian Maritime University (IMU), and the National Institute of Oceanography among others. Visakhapatnam serves as the headquarters for the Indian Navy's Eastern Naval Command. The city also serves as the zonal headquarters of South Coast Railway Zone (SCoR). The city is also home to the oldest shipyard and the only natural harbour on the east coast of India. Visakhapatnam Port is the fifth-busiest cargo port in India. The city is a major tourist destination and is known for its beaches, ancient Buddhist sites, and the natural environment of the surrounding Eastern Ghats. It is nicknamed as the "City of Destiny" and the "Jewel of the East Coast". According to the Swachh Survekshan rankings of 2020, it is the ninth cleanest city in India among cities with a population of more than 1 million. In 2020, it was a finalist in the Living and Inclusion category of the World Smart City Awards.