Indian Overseas Bank (IOB) is a central public sector undertaking. It is under the ownership of the Ministry of Finance, Government of India. It is based in Tamil Nadu, India, with about 3,214 domestic branches, about 4 foreign branches and representative office. Founded in February 1937 by M. Ct. M. Chidambaram Chettyar with twin objectives of specialising in foreign exchange business and overseas banking, it has created various milestones in Indian Banking Sector. During the nationalisation, IOB was one of the 14 major banks taken over by the government of India. On 5 December 2021, IOB got Degidhan Award 2020–21 by Ministry of Electronics & Information Technology for achieving second highest percentage of digital payment transaction among public sector banks. As on 31 March 2022, IOB's total business stands at ₹417,960 crore (US$52 billion).

West Bengal (, Bengali: Poshchim Bongo, pronounced [ˈpoʃtʃim ˈbɔŋɡo] (listen), abbr. WB) is a state in the eastern region of India along the Bay of Bengal. With over 91 million inhabitants, it is the fourth-most populous state and the thirteenth-largest state by area in India. Covering an area of 88,752 km2 (34,267 sq mi), it is also the eighth-most populous country subdivision of the world. Part of the Bengal region of the Indian subcontinent, it borders Bangladesh in the east, and Nepal and Bhutan in the north. It also borders the Indian states of Odisha, Jharkhand, Bihar, Sikkim and Assam. The state capital is Kolkata, the third-largest metropolis, and seventh largest city by population in India. West Bengal includes the Darjeeling Himalayan hill region, the Ganges delta, the Rarh region, the coastal Sundarbans and the Bay of Bengal. The state's main ethnic group are the Bengalis, with the Bengali Hindus forming the demographic majority. The area's early history featured a succession of Indian empires, internal squabbling, and a tussle between Hinduism and Buddhism for dominance. Ancient Bengal was the site of several major Janapadas, while the earliest cities date back to the Vedic period. The region was part of several ancient pan−Indian empires, including the Vangas, Mauryans, and the Guptas. The citadel of Gauḍa served as the capital of the Gauḍa Kingdom, the Pala Empire, and the Sena Empire. Islam was introduced through trade with the Abbasid Caliphate, but following the Ghurid conquests led by Bakhtiyar Khalji and the establishment of the Delhi Sultanate, the Muslim faith spread across the entire Bengal region. During the Bengal Sultanate, the territory was a major trading nation in the world, and was often referred by the Europeans as the "richest country to trade with". It was absorbed into the Mughal Empire in 1576. Simultaneously, some parts of the region were ruled by several Hindu states, and Baro-Bhuyan landlords, and part of it was briefly overrun by the Suri Empire. Following the death of Emperor Aurangzeb in the early 1700s, the proto-industrialised Mughal Bengal became a semi-independent state under the Nawabs of Bengal, and showed signs of the first Industrial revolution. The region was later conquered by the British East India Company at the Battle of Plassey in 1757 and became part of the Bengal Presidency.The region was a hotbed of the Indian independence movement and has remained one of India's great artistic and intellectual centres. Following widespread religious violence, the Bengal Legislative Council and the Bengal Legislative Assembly voted on the Partition of Bengal in 1947 along religious lines into two independent dominions: West Bengal, a Hindu-majority Indian state, and East Bengal, a Muslim-majority province of Pakistan which later became the independent Bangladesh. Post Indian independence, West Bengal's economy is based on agricultural production and small and medium-sized enterprises. For many decades the state underwent political violence and economic stagnation. In 2020–21, the economy of West Bengal is the sixth-largest state economy in India with a gross state domestic product (GSDP) of ₹13.54 lakh crore (US$170 billion), and has the country's 20th-highest GSDP per capita of ₹121,267 (US$1,500).West Bengal also has the 28th-highest ranking among Indian states in human development index, with the index value being less than that of India. The state government debt of ₹4.8 lakh crore (US$60 billion), or 35.54% of GSDP, is fifth highest India, but has dropped from 40.65% since 2010–11. There is moderate unemployment. West Bengal has two World Heritage sites and ranks as the seventh-most visited tourist destination in India.

Kolkata (English: or , Bengali: [kolˈkata] (listen); also known as Calcutta , the official name until 2001) is the capital of the Indian state of West Bengal. Located on the eastern bank of the Hooghly River, the city is approximately 80 km (50 mi) west of the border with Bangladesh. It is the primary business, commercial, and financial hub of Eastern India and the main port of communication for North-East India. According to the 2011 Indian census, Kolkata is the seventh-most populous city in India, with a population of 45 lakh (4.5 million) residents within the city limits, and a population of over 1.41 crore (14.1 million) residents in the Kolkata Metropolitan Area. It is the third-most populous metropolitan area in India. In 2021, the Kolkata metropolitan area crossed 1.5 crore (15 million) registered voters. The Port of Kolkata is India's oldest operating port and its sole major riverine port. Kolkata is regarded as the cultural capital of India. Kolkata is the second largest Bengali-speaking city after Dhaka. It has the highest number of nobel laureates among all cities in India.In the late 17th century, the three villages that predated Calcutta were ruled by the Nawab of Bengal under Mughal suzerainty. After the Nawab granted the East India Company a trading licence in 1690, the area was developed by the Company into an increasingly fortified trading post known as Fort William. Nawab Siraj ud-Daulah occupied Calcutta in 1756, and the East India Company retook it the following year. In 1793 the East India Company was strong enough to abolish native rule, and assumed full sovereignty of the region. Under company rule and later under the British Raj, Calcutta served as the capital of British-held territories in India until 1911. In that year, after assessing its geographical location, combined with growing nationalism in Bengal (Calcutta became the centre for the Indian independence movement), the British moved the capital to the relatively more centrally located New Delhi. Following independence in 1947, Kolkata, which was once the premier centre of Indian commerce, culture, and politics, suffered many decades of political violence and economic stagnation before it rebounded. A demographically diverse global city, the culture of Kolkata features idiosyncrasies that include distinctively close-knit neighbourhoods (paras) and freestyle conversations (adda). Kolkata is home to eastern India's film industry, known as Tollywood, and cultural institutions, such as the Academy of Fine Arts, the Victoria Memorial, the Asiatic Society, the Indian Museum, and the National Library of India. Among scientific institutions, Kolkata hosts the Agri Horticultural Society of India, the Geological Survey of India, the Botanical Survey of India, the Calcutta Mathematical Society, the Indian Science Congress Association, the Zoological Survey of India, the Institution of Engineers, the Anthropological Survey of India and the Indian Public Health Association. Four Nobel laureates and two Nobel Memorial Prize winners are associated with the city. Though home to major cricketing venues and franchises, Kolkata stands out in India for being the country's centre of association football and also having strong culture in other sports less widespread elsewhere.