Indian Overseas Bank (IOB) is a central public sector undertaking. It is under the ownership of the Ministry of Finance, Government of India. It is based in Tamil Nadu, India, with about 3,214 domestic branches, about 4 foreign branches and representative office. Founded in February 1937 by M. Ct. M. Chidambaram Chettyar with twin objectives of specialising in foreign exchange business and overseas banking, it has created various milestones in Indian Banking Sector. During the nationalisation, IOB was one of the 14 major banks taken over by the government of India. On 5 December 2021, IOB got Degidhan Award 2020–21 by Ministry of Electronics & Information Technology for achieving second highest percentage of digital payment transaction among public sector banks. As on 31 March 2022, IOB's total business stands at ₹417,960 crore (US$52 billion).

Andhra Pradesh (English: , Telugu: [ãːndʱrɐ prɐdeːʃ] (listen) abbr. AP) is a state in the south-eastern coastal region of India. It is the seventh-largest state by area covering an area of 162,975 km2 (62,925 sq mi) and tenth-most populous state with 49,386,799 inhabitants,. It is bordered by Telangana to the north-west, Chhattisgarh to the north, Odisha to the north-east, Tamil Nadu to the south, Karnataka to the west and the Bay of Bengal to the east. It has the second longest coastline in India after Gujarat, of about 974 km (605 mi). Andhra Pradesh was the first state to be formed on a linguistic basis in India on 1 October 1953. On 1 November 1956, Andhra State was merged with the Telugu-speaking areas of the Hyderabad State to form Andhra Pradesh. Amaravati serves as the capital with the largest city being Visakhapatnam.Andhra Pradesh was once a major Buddhist pilgrimage site in the country and a Buddhist learning center which can be seen in many sites in the state in the form of monastery ruins, chaityas and stupas. It is also known for being the land of Koh-i-Noor and other globally known diamonds from Kollur Mine. It is also a major producer of rice known as the "Rice bowl of India". Its official language is Telugu; one of the classical languages of India, the fourth most spoken language in India and the 13th-most spoken language in the world. Andhra Pradesh's second official language is Urdu.Early inhabitants were known as the Andhras, tracing their history back to the Vedic period, when they were mentioned in the 8th century BCE Rigvedic text Aitareya Brahmana. According to the Aitareya Brahmana, the Andhras left North India from the banks of the Yamuna river and migrated to South India. The Assaka Mahajanapada (700–300 BCE) was an ancient kingdom located between the Godavari and Krishna rivers in southeastern India. Accounts that people in the region are descended from the Viswamitra are found in the Ramayana, the Mahabharata and the Puranas. The region also derives its name from the Satavahanas, who are also known as Andhras, the earliest kings of Andhra Pradesh and India.People of the said era supported local art and culture by building temples and sculptures of the Buddhist monuments in the state. It was ruled by the Mauryan Empire, Satavahana dynasty, Salankayanas, Andhra Ikshvakus, Pallavas, Vishnukundinas, Eastern Chalukyas, Rashtrakutas, Cholas, Kakatiyas, Vijayanagara Empire, Gajapati Empire, Mughal Empire, Deccan sultanates, Qutb Shahi dynasty, and Asaf Jahis. In the 3rd century BCE, Andhra was a vassal kingdom of Ashoka, but after his death Andhra became powerful and extended its empire to the whole of Maratha country and beyond.Andhra Pradesh comprises three major regions namely Rayalaseema in the south-west, Coastal Andhra bordering the Bay of Bengal in the east and Uttarandhra at north-east. The state has 26 districts, 6 in Uttarandhra, 12 in Coastal Andhra and 8 in Rayalaseema. The state also borders a union territory, Yanam – a district of Puducherry, which lies to the south of Kakinada in the Godavari delta on the eastern side of the state. The economy of Andhra Pradesh is the 8th largest in India, with a gross state domestic product (GSDP) of ₹8.84 trillion (US$110 billion) and has the country's 17th-highest GSDP per capita of ₹170,000 (US$2,100). Andhra Pradesh ranks 27th among Indian states in Human Development Index (HDI). It has a jurisdiction over almost 15,000 square kilometres (5,800 sq mi) of territorial waters.Andhra Pradesh hosted 121.8 million visitors in 2015, a 30% growth in tourist arrivals over the previous year, making it the third most-visited state in India. The Tirumala Venkateswara Temple in Tirupati is one of the world's most visited religious sites, with 18.25 million visitors per year. The region is also home to a variety of other pilgrimage centres, such as the Pancharama Kshetras, Mallikarjuna Jyotirlinga and Kodanda Rama Temple. The state's natural attractions include the beaches of Visakhapatnam, hill stations such as the Araku Valley and Horsley Hills, and the deltas of Konaseema in the Godavari river, and Diviseema in the Krishna river.

Hyderabad ( (listen) HY-dər-ə-bad; Telugu: [ˈɦaɪ̯daraːbaːd], Urdu: [ˈɦɛːdəɾaːbaːd]) is the capital and largest city of the Indian state of Telangana and the de jure capital of Andhra Pradesh. It occupies 650 km2 (250 sq mi) on the Deccan Plateau along the banks of the Musi River, in the northern part of Southern India. With an average altitude of 542 m (1,778 ft), much of Hyderabad is situated on hilly terrain around artificial lakes, including the Hussain Sagar lake, predating the city's founding, in the north of the city centre. According to the 2011 Census of India, Hyderabad is the fourth-most populous city in India with a population of 6.9 million residents within the city limits, and has a population of 9.7 million residents in the metropolitan region, making it the sixth-most populous metropolitan area in India. With an output of US$74 billion, Hyderabad has the fifth-largest urban economy in India. Muhammad Quli Qutb Shah established Hyderabad in 1591 to extend the capital beyond the fortified Golconda. In 1687, the city was annexed by the Mughals. In 1724, Asaf Jah I, the Mughal viceroy, declared his sovereignty and founded the Asaf Jahi dynasty, also known as the Nizams. Hyderabad served as the imperial capital of the Asaf Jahi's from 1769 to 1948. As capital of the princely state of Hyderabad, the city housed the British Residency and cantonment until Indian independence in 1947. Hyderabad was annexed by the Indian Union in 1948 and continued as a capital of Hyderabad State from 1948 to 1956. After the introduction of the States Reorganisation Act of 1956, Hyderabad was made the capital of the newly formed Andhra Pradesh. In 2014, Andhra Pradesh was split to form the state of Telangana, and Hyderabad became the joint capital of the two states with a transitional arrangement scheduled to end in 2024. Since 1956, the city has housed the Rashtrapati Nilayam, the winter office of the president of India. Relics of the Qutb Shahi and Nizam eras remain visible today; the Charminar has come to symbolise the city. By the end of the early modern era, the Mughal Empire had declined in the Deccan, and the Nizam's patronage attracted men of letters from various parts of the world. A distinctive culture arose from the amalgamation of local and migrated artisans, with Painting, handicraft, jewellery, literature, dialect and clothing are prominent still today. Through its cuisine, the city is listed as a creative city of gastronomy by UNESCO. The Telugu film industry based in the city was the country's second-largest producer of motion pictures as of 2012. Until the 19th century Hyderabad was known for the pearl industry and was nicknamed the "City of Pearls", and was the only trading centre for Golconda diamonds in the world. Many of the city's historical and traditional bazaars remain open. Hyderabad's central location between the Deccan Plateau and the Western Ghats, and industrialisation throughout the 20th century attracted major Indian research, manufacturing, educational and financial institutions. Since the 1990s, the city has emerged as an Indian hub of pharmaceuticals and biotechnology. The formation of the special economic zones of Hardware Park and HITEC City, dedicated to information technology, has encouraged leading multinationals to set up operations in Hyderabad.