Punjab National Bank (abbreviated as PNB) is a central public sector undertaking under the ownership of Ministry of Finance, Government of India. It is headquartered in Delhi, India, it is under the ownership of the Ministry of Finance, government of India. The bank was founded in May 1894 and is the second largest government-owned bank in India, both in terms of its business volumes and its network. The bank has over 180 million customers, 12,248 branches, and 13,000+ ATMs.PNB has a banking subsidiary in the UK (PNB International Bank, with seven branches in the UK), as well as branches in Hong Kong, Kowloon, Dubai, and Kabul. It has representative offices in Almaty (Kazakhstan), Dubai (United Arab Emirates), Shanghai (China), Oslo (Norway), and Sydney (Australia). In Bhutan, it owns 51% of Druk PNB Bank, which has five branches. In Nepal, PNB owns 20% of Everest Bank, which has 50 branches. PNB also owns 41.64% of JSC (SB) PNB Bank in Kazakhstan, which has four branches.

Himachal Pradesh (; Hindi: [ɦɪˈmɑːtʃəl pɾəˈdeːʃ] (listen); lit. "Province of the Snow-laden Mountains") is a state in the northern part of India. Situated in the Western Himalayas, it is one of the thirteen mountain states and is characterized by an extreme landscape featuring several peaks and extensive river systems. Himachal Pradesh is the northernmost state of India and shares borders with the union territories of Jammu and Kashmir and Ladakh to the north, and the states of Punjab to the west, Haryana to the southwest, Uttarakhand to the southeast and a very narrow border with Uttar Pradesh to the south. The state also shares an international border to the east with the Tibet Autonomous Region in China. Himachal Pradesh is also known as Dev Bhoomi, meaning 'Land of Gods' and Veer Bhoomi which means 'Land of the Brave'.The predominantly mountainous region comprising the present-day Himachal Pradesh has been inhabited since pre-historic times having witnessed multiple waves of human migrations from other areas. Through its history, the region was mostly ruled by local kingdoms some of which accepted the suzerainty of larger empires. Prior to India's independence from the British, Himachal comprised the hilly regions of Punjab Province of British India. After independence, many of the hilly territories were organized as the Chief Commissioner's province of Himachal Pradesh which later became a union territory. In 1966, hilly areas of neighboring Punjab state were merged into Himachal and it was ultimately granted full statehood in 1971. Himachal Pradesh is spread across valleys with many perennial rivers flowing through them. Around 90% of the state's population lives in rural areas. Agriculture, horticulture, hydropower and tourism are important constituents of the state's economy. The hilly state is almost universally electrified with 99.5% of the households having electricity as of 2016. The state was declared India's second open-defecation-free state in 2016. According to a survey of CMS – India Corruption Study 2017, Himachal Pradesh is India's least corrupt state.

Shimla (English: ; Hindi: [ˈʃɪmla] (listen); also known as Simla, the official name until 1972) is the capital and the largest city of the northern Indian state of Himachal Pradesh. In 1864, Shimla was declared as the summer capital of British India. After independence, the city became the capital of East Punjab and was later made the capital city of Himachal Pradesh. It is the principal commercial, cultural and educational centre of the state. Small hamlets were recorded before 1815 when British forces took control of the area. The climatic conditions attracted the British to establish the city in the dense forests of the Himalayas. As the summer capital, Shimla hosted many important political meetings including the Simla Accord of 1914 and the Simla Conference of 1945. After independence, the state of Himachal Pradesh came into being in 1948 as a result of the integration of 28 princely states. Even after independence, the city remained an important political centre, hosting the Simla Agreement of 1972. After the reorganisation of the state of Himachal Pradesh, the existing Mahasu district was named Shimla. Shimla is home to several buildings that are styled in the Tudorbethan and neo-Gothic architectures dating from the colonial era, as well as multiple temples and churches. The colonial architecture and churches, the temples, and the natural environment of the city attract tourists. Major city centre's attractions include the Shri Hanuman Jakhu (Statue), Jakhu Temple, Viceregal Lodge, Christ Church, Mall Road, The Ridge and Annadale. The city centre's northernmost point is Jakhoo and the southernmost location is Annadale, the easternmost point is Sanjauli and the western point is Chotta Shimla. The Kalka–Shimla Railway line built by the British, a UNESCO World Heritage Site, is also a major tourist attraction. Owing to its steep terrain, Shimla hosts the mountain biking race MTB Himalaya, which started in 2005 and is regarded as the biggest event of its kind in South Asia. Shimla also has the largest natural ice skating rink in South Asia. Apart from being a tourism centre, the city is also an educational hub with several colleges and research institutions.